First-time home buyers and repeat home buyers are often faced with determining which loan product they want to use. You have a certain amount of money you can use for a down payment, so should you go FHA or Conventional? Fannie Mae re-launched its Conventional 97% LTV conventional loan program in December 2014. Now the […]
Lenders are a dime a dozen. Making a Lender selection can be a bit daunting. You want someone who will understand your needs as a buyer and present you with the best loan product. Being able to sit in front of someone and have face-to-face contact is a huge advantage. It’s hard to con someone […]
Often talked about but not acted on is the odor-free potentially hazardous, invisible Radon gas. This cancer-causing radioactive harmful gas is often discovered during home inspections and a surprised to both seller and buyer. Radon seeps into your home through floor cracks, construction joints, wall cracks, suspended floor gaps, openings around water pipes, cavities inside […]
Home search sites all across the web are now offering you some type of home valuation. Zillow® allows you to claim your home using your address, plug in some extra data and then presents you with a value. It’s quick, it is pretty easy, but does it really represent an accurate value of your home? […]
Part of the American Dream is owning your own home. Fueling this ambition are responses like, “I want a place of my own,” “I want a place to raise my family,” or “I want a place where I can feel safe and share with family and friends.” All strong motivating factors for buying a home. […]
When buying a home, we all have to factor into our escrow or monthly payments the extra amount that goes to the insurance company. Most of us probably won’t use the policy while we are living in our homes but we can’t take the chance that we could pay out of pocket for such a […]
Just about two months until your 2014 tax returns are due. Whether you are doing them yourself or having a professional prepare the returns, you need to make sure you have all your deductions accounted. Below is a list I have created that will serve as a reminder to check and see if they apply […]
Whether you are a new home buyer or an experienced one, you don’t often buy the first home you view. Time is spent looking for the perfect home. Well why not apply that mentality to shopping for your mortgage. Don’t accept the first offer just because it is from your current bank. You may know […]
Need to make room in your home? Get rid of some unused items? Make some money in the process? It can be done with a well-planned yard or garage sale. But you will need to do some upfront planning first. Start your research and planning early. Map out your marketing and promotion. Plan attractive displays […]
Current statistics put about 12.5 percent of the population over the age of 65. With a good amount of these “empty nesters” they might not need all the space of a larger home. Making a case for downsizing to a smaller home. With downsizing, you are saving money and maybe clearing out life’s unnecessary clutter. […]
