In today’s real estate market, inventory of Fairfax homes for sale as well as National inventory is still down. This is what some may call a “Seller’s Market.” During this time you need to make your offer to purchase a home the most attractive it can be. It would be safe to assume that you […]
A four-time 75 year old widowed man was asked about why he was getting married again, his response was “for the little bit they eat, I would not want to be without one.” You also wouldn’t want to be without an umbrella in a torrential rainfall. So why be without an agent when you are […]
So you are planning for retirement and you go to the Official Social Security Website to use their Retirement Estimator which calculates your benefits based on what you have paid into the system. But you discover that you will not have enough Social Security income to cover your retirement living expenses. How would you like […]
Because of historically low mortgage rates, consumers today are realizing their vision of living the American Dream by owning a home. Today’s homebuyers can get lower mortgage rates than their parents or even grandparents did on their first home. FNMA recently conducted a housing survey about consumer’s thoughts on today’s market. The results were that […]
Amortization – this word is used to describe the accounting process by which most buyers will repay their home loans over time. Most home buyers will be set up with an amortized mortgage. The benefit to an amortized fixed-rate mortgage is that your payment will remain the same over the entire term of your home […]
A higher house payment doesn’t mean your home is more valuable. It means that you got a mortgage loan rate higher than it has to be. If you are looking to lower your monthly mortgage payment then an adjustable rate mortgage can do that for you only factor to consider is how long are you […]
When we are young and just starting our lives we often think of ourselves as being “bullet-proof” and we say “I have the rest of my life to do that!” But what happens if the rest of your life ends tomorrow? We are not guaranteed to live “forever” nor can we say we will live […]
Procrastination! We all do it. Especially when it comes to buying big ticket items such as cars and homes. If you have been thinking of buying a home, it might be time to put aside the hesitation and jump into a purchase especially with what’s coming in the future. All the data I have been […]
We all learn to ride our first bicycles using training wheels. They assist us with keeping the bicycle straight until we learn to balance. Once those training wheels are taken off, we usually don’t put them back on again. Using this concept, once you have owned a home it may seem strange to revert to […]
Is your house feeling a little large these days? Is your lifestyle changing from what the old routine? If you have spent most of your life raising kids and they have flown the coup to start their new lives then you know what I mean. If your existing home just doesn’t seem to fit anymore […]
