You are living in the home of your dreams. It’s only two to three years old. Why refinance if the rate is the same or a bit higher than the one you have? Because in today’s market you just might be able to eliminate your PMI or mortgage insurance. This will give you a large […]
Sometimes we look back over our lives and use the terms “Should of,” “Would of,” or “Could of.” Don’t let that be you when it comes to preserving your memories by taking pictures. Your home is an important part of those memories so take those pictures today! Looking back over your life becomes much easier […]
Procrastination! We all do it. Especially when it comes to buying big ticket items such as cars and homes. If you have been thinking of buying a home, it might be time to put aside the hesitation and jump into a purchase especially with what’s coming in the future. All the data I have been […]
We all learn to ride our first bicycles using training wheels. They assist us with keeping the bicycle straight until we learn to balance. Once those training wheels are taken off, we usually don’t put them back on again. Using this concept, once you have owned a home it may seem strange to revert to […]
Is your house feeling a little large these days? Is your lifestyle changing from what the old routine? If you have spent most of your life raising kids and they have flown the coup to start their new lives then you know what I mean. If your existing home just doesn’t seem to fit anymore […]
Often talked about but not acted on is the odor-free potentially hazardous, invisible Radon gas. This cancer-causing radioactive harmful gas is often discovered during home inspections and a surprised to both seller and buyer. Radon seeps into your home through floor cracks, construction joints, wall cracks, suspended floor gaps, openings around water pipes, cavities inside […]
When buying a home, we all have to factor into our escrow or monthly payments the extra amount that goes to the insurance company. Most of us probably won’t use the policy while we are living in our homes but we can’t take the chance that we could pay out of pocket for such a […]
Just about two months until your 2014 tax returns are due. Whether you are doing them yourself or having a professional prepare the returns, you need to make sure you have all your deductions accounted. Below is a list I have created that will serve as a reminder to check and see if they apply […]
Need to make room in your home? Get rid of some unused items? Make some money in the process? It can be done with a well-planned yard or garage sale. But you will need to do some upfront planning first. Start your research and planning early. Map out your marketing and promotion. Plan attractive displays […]
As consumers, we are always looking for the latest deal. We are often lured by the zero percent financing gimmicks thrown out there by car salesman and retail stores. At zero percent, it doesn’t cost you anything to use their money. But mortgage rates do not offer zero percent. With the average 30-year mortgage rate […]
