The average worker has to earn two dollars for every dollar they want to spend assuming they are paying 50 percent of their earnings in social security, income tax and Medicare tax. By reducing your personal expenses, you get back 100 percent of that money because it is usually spent after taxes. A new year […]
All posts by Thierry Roche
Moving? Here are some questions to ask
Can you wait to buy?
We often quote that there are only two constants in life; death and taxes. However, in the near future there will be two other major factors affecting your life, especially if you want to buy a home. Increasing housing prices and mortgage rates. The Federal Reserve has kept interest rates artificially low for a few […]
Showing Types Have Changed, Have You?
A frequent call I get from my homeowners is asking about showing activity on their home. Homeowners feel that since they haven’t had anyone through the home that it isn’t being shown. This makes homeowners feel there is no activity on their listing. Buyers today are more tech savvy than buyers of a decade ago. […]
Shine a Light on Savings for 2014
Do you use incandescent or fluorescent lighting in your home? Thinking about changing over to LED lighting? Now might be the time. Prices have dropped on the cost of LED fixtures considerably. Start off your new year by making an investment in changing your lighting in your home. The ratings on the newer LED bulbs […]
Last Minute Gifting Ideas
Your holiday tradition may include celebrating with your friends and family and sharing gifts. Finding the perfect gift takes an immeasurable amount of time and money. Our challenge is finding the perfect gift, something your receiver really needs or wants; is the right size and/or the right color; and a gift that won’t break your […]
Looking for a Christmas Present?
December 31 2013, the Residential Energy Efficiency Tax Credit will expire for the second time. First enacted in 2011 it was renewed to cover 2012 and 2013. Good news is that there is still time to make qualifying improvements to your home before the 31st. If you already made improvements but didn’t realize they were […]
Home Owner Winter Maintenance
Could you be a Winter Buyer or Seller?
Realtor.com® recently released their Winter Home Buyer Report during the first part of November. This report reflected sentiments of current buyers looking for homes and expecting to buy over the winter months. The report shows a pent-up demand among buyers that were unable to buy during the third quarter of this year. Cited the most […]
Thanksgiving: A Quick History
If you have school aged children, they would tell you that Thanksgiving started with the Pilgrims who landed at Plymouth Rock back around 1621. By the 1660’s though, it was becoming a New England tradition to hold a harvest festival. The first nation-wide Thanksgiving was declared by President George Washington in 1789 “as a day […]