Realtor.com® recently released their Winter Home Buyer Report during the first part of November. This report reflected sentiments of current buyers looking for homes and expecting to buy over the winter months. The report shows a pent-up demand among buyers that were unable to buy during the third quarter of this year. Cited the most […]
If you have school aged children, they would tell you that Thanksgiving started with the Pilgrims who landed at Plymouth Rock back around 1621. By the 1660’s though, it was becoming a New England tradition to hold a harvest festival. The first nation-wide Thanksgiving was declared by President George Washington in 1789 “as a day […]
As a homeowner, you are probably familiar with the most popular reasons to refinance your home: building equity and saving loan interest. However, there is another reason to refinance that you might not have thought about which is removing someone from the loan. If or when there is a divorce case, and one of the […]
When you own your home you are responsible for paying the mortgage. But what about investment property? Why not make your tenant pay your mortgage? A great benefit of mortgaged rental property is the build-up of equity. As you, the investor, collect rent and then pay expenses from that rent, your mortgage principal is paid […]
When finalizing a divorce, an important decision to be made is the division of assets between the husband and the wife. This exercise appears to be simple enough: put a value on each asset from the marriage and then divide those assets per a mutual signed agreement. A challenge arises when you need to make […]
During the buying or selling process, it may be obvious to ask your real estate agent questions related to these two transactions. After you buy or sell, who do you talk to then? Being a homeowner, you will need a reliable source for help and good suggestions for many years to come. My goal is […]
As a business, mortgage lenders are in it to make a profit. Their costs include operating costs and cost to them to acquire the borrowed funds. Profit margins expected from these businesses are easily identified. The only variable in this business is the credit worthiness of you, the borrower and the type of mortgage you […]
When you are selling your home, one of the major points of high anxiety is the home inspection. Sellers, through the use of a Seller’s Disclosure Notice, are required to disclose willingly what they know about their home to a buyer. Concern occurs when a home inspection is ordered by the buyer and the inspector […]
Your dog, often referred to as man’s best friend, enjoys the benefits of living in your home outside the norm of providing food, shelter, a place to play and a comfortable place to live. As a result, you expect your dog to give you companionship and even protection. Even small dogs provide protection through their […]
You have probably said before, as have I that your insurance representative is your agent. We all use this term loosely, however this is not accurate. The person whom you bought insurance from is a representative of the insurance company not you. Even if you buy insurance from an independent agent they still represent their […]
