As interest rates increase, the group of people who can afford to buy a home decreases just a little. New mortgage rules have gone into effect this year which tightens the payment to income ratios. As our summer demand season approaches, experts are predicting interest rates will rise. A half percent rise in interest rate […]
We often debate with ourselves between the decision to rent a home or buy a home for our family. Popular online real estate marketing service Zillow recently released their 2014 housing projections. In their report, Zillow projects the cost of renting or buying is increasing. They project national home prices to rise by 3 percent, […]
There are several types of investment opportunities in the world today. If you take a certificate of deposit, this generates cash flow depending on its interest rate but that is the only way it generates investor returns. If you invest in stocks, and don’t get paid dividends, you only earn your investment back if you […]
The average worker has to earn two dollars for every dollar they want to spend assuming they are paying 50 percent of their earnings in social security, income tax and Medicare tax. By reducing your personal expenses, you get back 100 percent of that money because it is usually spent after taxes. A new year […]
“I wish I had know about that before I made my decision.” Have you looked back and said this to yourself? Below are a list of questions to ask when you are interviewing your next moving company. Moving Fees Is there a charge for packing up my belongings? Do you provide boxes? Is there an […]
We often quote that there are only two constants in life; death and taxes. However, in the near future there will be two other major factors affecting your life, especially if you want to buy a home. Increasing housing prices and mortgage rates. The Federal Reserve has kept interest rates artificially low for a few […]
A frequent call I get from my homeowners is asking about showing activity on their home. Homeowners feel that since they haven’t had anyone through the home that it isn’t being shown. This makes homeowners feel there is no activity on their listing. Buyers today are more tech savvy than buyers of a decade ago. […]
Do you use incandescent or fluorescent lighting in your home? Thinking about changing over to LED lighting? Now might be the time. Prices have dropped on the cost of LED fixtures considerably. Start off your new year by making an investment in changing your lighting in your home. The ratings on the newer LED bulbs […]
Your holiday tradition may include celebrating with your friends and family and sharing gifts. Finding the perfect gift takes an immeasurable amount of time and money. Our challenge is finding the perfect gift, something your receiver really needs or wants; is the right size and/or the right color; and a gift that won’t break your […]
December 31 2013, the Residential Energy Efficiency Tax Credit will expire for the second time. First enacted in 2011 it was renewed to cover 2012 and 2013. Good news is that there is still time to make qualifying improvements to your home before the 31st. If you already made improvements but didn’t realize they were […]
