Category Archives: Homes for Sale

Three Benefits to a 15-Year Mortgage

Stability, affordability and flexibility are the three best reasons why homebuyers often choose a 30 year mortgage over a 15 year mortgage. But if you can afford to make a higher monthly payment, here are three great reasons to choose the 15 year mortgage: build equity faster, save on total interest and pay off your […]

Making Your Best Offer

Making an offer on a home can be disappointing, discouraging and sometimes frustrating when the seller doesn’t accept it or accepts another offer over yours. Just because you made an offer doesn’t mean it will be accepted nor does it mean you will get a counter offer. With low inventory levels still across much of […]

Unexpected Closing Costs

TD Bank released a recent study that says 65 percent of home buyers with a mortgage that required PMI (private mortgage insurance) stated having a higher monthly payment that was over what they had originally planned. PMI is a requirement when your home loan exceeds 80 percent of what the home is valued. The premiums […]

Seller's Market?

When demand for housing is high and the supporting inventory is low, we often use the term “Seller’s Market.” This means selling conditions are favorable for sellers and there are no adverse economic conditions that are affecting the market. A higher amount of willing, able and ready buyers determines demand. A timing of lower interest […]

Is it time to de-clutter?

Spring is in the air! Well for some parts of the country. Remember when mom used to designate a weekend and say it was Spring Cleaning Weekend? It is once again time to start clearing out the winter fog and clutter. Keeping things in your home means you have to take care of them, the […]

The Cost to Buy a Home is Rising

As interest rates increase, the group of people who can afford to buy a home decreases just a little. New mortgage rules have gone into effect this year which tightens the payment to income ratios. As our summer demand season approaches, experts are predicting interest rates will rise. A half percent rise in interest rate […]