As consumers, we are always looking for the latest deal. We are often lured by the zero percent financing gimmicks thrown out there by car salesman and retail stores. At zero percent, it doesn’t cost you anything to use their money. But mortgage rates do not offer zero percent. With the average 30-year mortgage rate […]
Wanting a home of your own is the dream of almost every grown up. A place to feel secure and safe, a place to raise your family. But do the tax benefits help reduce your tax liability? Here are some guidelines to help you make that decision. If you are a taxpayer and have owned […]
Ok. This ICE isn’t that what you put in a drink glass, or what we get when it is cold and rains, or maybe what you use to reduce swelling on your injuries. This ICE is for your cell phone, and it could save your life It’s simple. Emergency response personnel have been advising us […]
Just wanted to provide you with some statistics from RBIntel covering the Northern VA real estate market. As you can see, new listings, new pendings and closed sales are down a bit. Probably due to the time of the year more than the market. The real estate market always falls off a bit during the […]
Two main benefits to owning rental real estate is gaining appreciation on your investment and the tax savings to you at the end of the year. But what if we didn’t consider these benefits, would owning rental real estate still be a good idea? Let’s look over a couple of other conservative measurements. Knowing about […]
So you just moved into a new neighborhood and everyone around is a stranger. Having good neighbors is a matter of doing good deeds and reciprocating when you can. Trusting people to pick up your mail or water your plants when you are out of town is trust that needs to be built upon. Most […]
Putting up a fresh cut holiday tree in your home is a great way to celebrate the holidays. They smell great, are beautiful and can really get you in the mood. However, there are safety tips you need to follow to keep that tree safe and avoid an epic “Grinch” style disaster. Make a selection […]
Most homeowners pay an increased monthly mortgage payment because they are adding money into their escrow accounts. By doing this, you expect that your lender will pay them on time, in the year they are due. Once paid, you can then deduct them from your taxes. The IRS stipulates that deductions can only be taken […]
Fixed rate mortgages are low once again. Now is a good time to buy. But what if you already own a home. Could refinancing be right for you? Could an adjustable rate loan be right? Here are some factors that would influence your decision. How long are you going to stay in your home? Which […]
As a homeowner, you usually get your tax savings or refund after you file your tax return in the following year. You are able to deduct what you spent on loan interest and property taxes. Some of us look forward to that big refund check, but some of us need the extra money during the […]
