Wanting a home of your own is the dream of almost every grown up. A place to feel secure and safe, a place to raise your family. But do the tax benefits help reduce your tax liability? Here are some guidelines to help you make that decision. If you are a taxpayer and have owned […]
So you just moved into a new neighborhood and everyone around is a stranger. Having good neighbors is a matter of doing good deeds and reciprocating when you can. Trusting people to pick up your mail or water your plants when you are out of town is trust that needs to be built upon. Most […]
Putting up a fresh cut holiday tree in your home is a great way to celebrate the holidays. They smell great, are beautiful and can really get you in the mood. However, there are safety tips you need to follow to keep that tree safe and avoid an epic “Grinch” style disaster. Make a selection […]
Most homeowners pay an increased monthly mortgage payment because they are adding money into their escrow accounts. By doing this, you expect that your lender will pay them on time, in the year they are due. Once paid, you can then deduct them from your taxes. The IRS stipulates that deductions can only be taken […]
Fixed rate mortgages are low once again. Now is a good time to buy. But what if you already own a home. Could refinancing be right for you? Could an adjustable rate loan be right? Here are some factors that would influence your decision. How long are you going to stay in your home? Which […]
As a homeowner, you usually get your tax savings or refund after you file your tax return in the following year. You are able to deduct what you spent on loan interest and property taxes. Some of us look forward to that big refund check, but some of us need the extra money during the […]
Investing in savings accounts today will earn you back less than one percent on your money and you will be required to pay income tax on those earnings. But if you contribute something extra to your mortgage each month, you will earn savings in a more beneficial way. Paying additional principal payments on your home […]
As a homeowner, you may often wonder if spending money on repairs or improvements for your home will net you any return. If you spend money on capital improvements, then you raise the base cost of your home. When you sell your home, these capital improvements can lower your capital gain and save you taxes. […]
During the month of September, REALTORS® draw special attention to securing any homes that they have on the market for sale. September has been designated REALTOR® Safety month. But safety is also the seller’s responsibility so here are some tips to keeping your home secure and lessening any risk. Locks – your windows and doors […]
As a homeowner, you expect the major systems and components in your home to function correctly and continuously. To accomplish this, periodic maintenance becomes just as important as having a trusted handyman who can make major repairs. Letting things go just invites Murphy’s Law into your home causing your a/c to wait until its very […]
