Investing in savings accounts today will earn you back less than one percent on your money and you will be required to pay income tax on those earnings. But if you contribute something extra to your mortgage each month, you will earn savings in a more beneficial way. Paying additional principal payments on your home […]
As a homeowner, you may often wonder if spending money on repairs or improvements for your home will net you any return. If you spend money on capital improvements, then you raise the base cost of your home. When you sell your home, these capital improvements can lower your capital gain and save you taxes. […]
There are times when the things we don’t do cost us more than the things we do. If you had a certificate of deposit that you put money into and it was earning 2 percent when you had a chance to take advantage of an 8 percent earnings, the difference between these percentages cost you […]
A short story about an offer presented to a single, senior woman who was relocating to a retirement home: The offer was for full price and had reasonable terms and timelines. The seller would not accept it. As the offering agent delved deeper into why, the agent discovered the seller was upset about her dining […]
During the month of September, REALTORS® draw special attention to securing any homes that they have on the market for sale. September has been designated REALTOR® Safety month. But safety is also the seller’s responsibility so here are some tips to keeping your home secure and lessening any risk. Locks – your windows and doors […]
As a homeowner, you expect the major systems and components in your home to function correctly and continuously. To accomplish this, periodic maintenance becomes just as important as having a trusted handyman who can make major repairs. Letting things go just invites Murphy’s Law into your home causing your a/c to wait until its very […]
Thierry Roche of Keller Williams Realty and Host of Talk Radio’s, Inside Real Estate often educates the public as well as his own clients on the Highest return Marketing tactics that produce the highest prices for his seller clients or anyone else with the ability and resources that is willing to employ his unique marketing […]
Stability, affordability and flexibility are the three best reasons why homebuyers often choose a 30 year mortgage over a 15 year mortgage. But if you can afford to make a higher monthly payment, here are three great reasons to choose the 15 year mortgage: build equity faster, save on total interest and pay off your […]
Making an offer on a home can be disappointing, discouraging and sometimes frustrating when the seller doesn’t accept it or accepts another offer over yours. Just because you made an offer doesn’t mean it will be accepted nor does it mean you will get a counter offer. With low inventory levels still across much of […]
TD Bank released a recent study that says 65 percent of home buyers with a mortgage that required PMI (private mortgage insurance) stated having a higher monthly payment that was over what they had originally planned. PMI is a requirement when your home loan exceeds 80 percent of what the home is valued. The premiums […]
