A four-time 75 year old widowed man was asked about why he was getting married again, his response was “for the little bit they eat, I would not want to be without one.” You also wouldn’t want to be without an umbrella in a torrential rainfall. So why be without an agent when you are […]
So you are planning for retirement and you go to the Official Social Security Website to use their Retirement Estimator which calculates your benefits based on what you have paid into the system. But you discover that you will not have enough Social Security income to cover your retirement living expenses. How would you like […]
Because of historically low mortgage rates, consumers today are realizing their vision of living the American Dream by owning a home. Today’s homebuyers can get lower mortgage rates than their parents or even grandparents did on their first home. FNMA recently conducted a housing survey about consumer’s thoughts on today’s market. The results were that […]
Amortization – this word is used to describe the accounting process by which most buyers will repay their home loans over time. Most home buyers will be set up with an amortized mortgage. The benefit to an amortized fixed-rate mortgage is that your payment will remain the same over the entire term of your home […]
A higher house payment doesn’t mean your home is more valuable. It means that you got a mortgage loan rate higher than it has to be. If you are looking to lower your monthly mortgage payment then an adjustable rate mortgage can do that for you only factor to consider is how long are you […]
