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Thoughts On The Market Turning

access_timeOctober 14, 2022personThierry Roche

This topic makes me think of a record. Remember back in the day, watching records spin while you listened to your favorite music? The housing market, especially when it comes to affordability, almost makes me think of those spinning records. A question many of us are asked as realtors is “when is the market going […]

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Home Affordability Through Buydown

access_timeOctober 8, 2022personThierry Roche

“It’s a fact that many households are impacted by higher mortgage rates as they no longer earn the qualifying income for the median-priced home.” Nadia Evangelou, NAR Economist. What this means is that the rapid rise in mortgage rates during 2022 is coupled with continued appreciation of home prices. This has limited the number of […]

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Should You Pause Your Decisions?

access_timeSeptember 30, 2022personThierry Roche

I’m sure you’ve heard, but mortgage rates are still rising. It’s causing some would-be buyers to pause their decisions until they determine whether rates are going to come back down. It may be possible, but the probability is that prices are going to continue to increase. According to Freddie Mac, the 30-year fixed-rate on December 23, […]

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Five Factors that affect the Sale of Any Home

access_timeSeptember 26, 2022personThierry Roche

There are four of the five factors which affect the sale of any home – which owners can actually control. Those are price, condition, terms and the agent you select. The one thing you definitely cannot control is the location of the home – but you do of course have the ability to adjust the […]

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An Increase For The Limit On Tax-Free Gift Amounts

access_timeSeptember 12, 2022personThierry Roche

In 2021, the tax-free gift amount was $15,000. In 2022, that has risen by one thousand dollars, making the limit for tax-free gifts in 2022 a total of $16,000. Tax free means that no tax is due to the donor or the donee. There are provisions that would allow gifts higher than this amount providing […]

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The Sales Period For A Surviving Spouse

access_timeSeptember 3, 2022personThierry Roche

Normally, married couples own a home as joint tenant with rights of survivorship. When a spouse dies, the surviving spouse inherits the home and it does not trigger a taxable event. Unfortunately however, the capital gain exclusion is reduced to a single person’s share unless the survivor disposes of the property in the granted time. […]

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Indecisive? That Might Be An Expensive Decision

access_timeAugust 22, 2022personThierry Roche

There are so many things going on – every single day – all around each and every one of us. Just think, a global pandemic, supply chain issues, highest inflation in 40 years, the economic effects of a war in Ukraine, it can be overwhelming to think about when the right time is to buy […]

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The “Up” To An “Up” Market

access_timeAugust 5, 2022personThierry Roche

Been thinking of downsizing? This actually could be a good time to put those thoughts into gear. Especially right now, selling and buying a lower priced home in an “Up” market can be to your advantage. See, the advantage is to maximize the sales price on your existing home and replace it with a less expensive […]

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What Should You Ask A Mover?

access_timeJuly 18, 2022personThierry Roche

Ever moved and wished you had done a little more research on the moving company you selected? I think we’ve all had that experience. Here are some questions you should ask your mover, to make you feel more comfortable in making the right decision. Fees What is the charge for packing? Does it include boxes?  […]

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It’s Hard If It Isn’t For Sale!

access_timeJuly 14, 2022personThierry Roche

If you’ve been searching for a home for a while, you’re probably well aware of this stat. Many buyers are getting frustrated and discouraged because there aren’t enough homes on the market. This is especially true with certain price ranges. And, when you do find something that you want, it seems like a war takes […]

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Recent Posts

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  • Should You Downsize? Here Are Some Options

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