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An Alternative Down Payment Source

an alternate down payment source

If you invest in or have a company-sponsored 401k, 403b or have a life insurance policy, you may know that you can borrow funds against these sources. Alternatively, you cannot borrow against the funds in a traditional or Roth IRA without incurring a 10 percent penalty before 59 ½ unless you use it for one […]



Personal Finance Review

personal finance review

For centuries, the sentiment for frugality has been “a penny saved is a penny earned.” Whether or not Benjamin Franklin ever used this expression is up for debate, but he did say “Beware of little expenses; a small leak will sink a great ship.” When all is said and done, it is not how much […]






A Good Time to Buy a Home

a good time to buy a home

Realtors® always seem to think that right now is a good time to buy and they usually have good reasons why. But being a good time to buy doesn’t just rely on market conditions, loan rates or economic factors. It has more to do with individuals than anything else. Here are four factors to consider. […]


Initial Price will Affect Sales Price

The age of the internet is here and it has empowered people looking to buy including people looking to buy homes. If you know how to type text into a search engine then you know how to search for public information about home size, condition, sales history, current inventory, recent sales, photographs, videos, school info, […]


Making Your Best Investment

On occasion, buyers who are prepared and qualify to buy a home decide to take a step back and wait to commit to the purchase of a home. When their focus moves from buying a home, they start considering using their down payment money for other things. They begin to think about other large purchases […]