Awareness is key when it comes to safeguarding against scams. When we’re vigilant and recognize red flags, we can effectively stop scammers in their tracks. from falling victim to fraudulent schemes. Unexpected contact – You receive unanticipated contact by phone, text, or email from an individual or organization regarding an invoice, order, delivery, or charge […]
A home is not just a place to live – it’s also a valuable asset which can contribute to long-term wealth accumulation. There are two key factors which play a very vital role increasing a homeowner’s wealth, and those are appreciation and amortization. The key is understanding how those two factors work, and how they […]
I’m sure that, as a homeowner, you invest your time and money into creating a comfortable and secure living space for you and your loved ones. But, unforeseen events can strike such as natural disasters or burglary, which can result in the loss of your personal belongings. However, unforeseen events such as natural disasters or […]
If you own a home, you’re dealing with property taxes. Property taxes are an essential part of homeownership, but you may not really understand or realize how they are actually calculated. In fact – sometimes understanding how they are calculated can feel like attempting to unravel a complex puzzle. Once you unlock the secrets of […]
Want to go shopping? Have you ever thought about shopping for a lower mortgage rate? If not, you may want to consider it. If you decide to go shopping for a lower mortgage rate, one thing you do need to consider is that not all lenders share the same business practices. Some of them may […]
You’ve probably heard the term “credit score” before – especially if you’ve purchased a car, applied for a mortgage, etc. But, what exactly is a credit score? They’re used to assess risk and determine whether a borrower is approved or declined for a mortgage, credit card or some other type of credit. The score is […]
August 14, 1935 – this date was the establishment of Social Security, which was a breakthrough movement in caring for our country’s elderly during their retirement years.Today, about 65 million or 1/6 of Americans collect benefits and the average monthly retirement amount received in January 2022 was $1,614 per month or about $19,370 per year. […]
There are some very difficult decisions which can tend to arise when you’re a homeowner. Sometimes, those decisions are what can make or break the idea of renting vs buying. If you think about it, the idea of an asset which is worth hundreds of thousands of dollars can be slightly terrifying to some! Not […]
There are four of the five factors which affect the sale of any home – which owners can actually control. Those are price, condition, terms and the agent you select. The one thing you definitely cannot control is the location of the home – but you do of course have the ability to adjust the […]
There are so many things going on – every single day – all around each and every one of us. Just think, a global pandemic, supply chain issues, highest inflation in 40 years, the economic effects of a war in Ukraine, it can be overwhelming to think about when the right time is to buy […]
