Category Archives: Homeowner Tips


Does Your House Measure Up?

Does your house measure up?

Buyers, sellers and real estate agents often use square footage as their common demoninator in determining the value of a home. There is no quick method or automated value method that will give you the correct amount. It may seem like a straight forward process, but there are several variances that can lead to inaccurate […]



Main Reasons to Refinance

main reasons to refinance

Refinancing: there are three reasons to refinance. 1. Lowering the cost of your housing, 2. To shorten the term of your mortgage loan and pay it off quicker, or 3. To use the equity in your home for another purpose like paying off credit card debt or home renovations. In today’s market, you can replace […]


Annual Wellness Checkup for Your Home

annual wellness checkup for your home

Owning a home is a responsibility and a privilege. Even if you have owned a home for decades, you may still need help to handle some of its challenges by focusing on the three “M”s of homeownership: maintenance, minimizing expenses, and managing debt and risk. While you may recognize that you need an annual physical, […]


Why Keep Track of Home Improvements?

why keep track of home improvements

As a homeowner, you will receive a generous exclusion on the gain of your principal residence. Current rules stipulate $250,000 for single taxpayers and $500,000 for married taxpayers filing jointly. Many people probably consider the gain or profit to be the difference between the purchase price and the sales price. Before calculating your gain, the […]


Advice on Mortgage Forgiveness

mortgage forgiveness

A decade ago, some homeowners lost their homes to foreclosure or set up a short sale to get out from under the debt during the mortgage meltdown that caused the Great Recession. Lenders forgave all or part of the debt owed them in most cases. Again, in the early ’90s we had the Savings & […]


Check This Off Your List

check this off your list

Your probably know someone in your life that has a tragic story. Whether it was a fire, a flood, a burglary, or another disaster they probably needed to file a claim on their insurance. To do this, you need receipts or a list of what you are claiming lost or damaged. And, since we are […]



Financing Home Improvements

financing home improvements

Owners can finance improvements on their home by using home improvement loans as a funding source. Home improvement loans do not rely on the home as collateral and are instead personal installment loans. Due to the higher risk to the lender with these types of loans, the interest rate is often much higher than a […]