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Category Archives: Homeowner Tips

Some Facts On Credit Scores

access_timeDecember 22, 2022personThierry Roche

You’ve probably heard the term “credit score” before – especially if you’ve purchased a car, applied for a mortgage, etc. But, what exactly is a credit score? They’re used to assess risk and determine whether a borrower is approved or declined for a mortgage, credit card or some other type of credit. The score is […]

Ready For Retirement?

access_timeNovember 14, 2022personThierry Roche

August 14, 1935 – this date was the establishment of Social Security, which was a breakthrough movement in caring for our country’s elderly during their retirement years.Today, about 65 million or 1/6 of Americans collect benefits and the average monthly retirement amount received in January 2022 was $1,614 per month or about $19,370 per year. […]

Resources Just For Homeowners

access_timeNovember 11, 2022personThierry Roche

There are some very difficult decisions which can tend to arise when you’re a homeowner. Sometimes, those decisions are what can make or break the idea of renting vs buying. If you think about it, the idea of an asset which is worth hundreds of thousands of dollars can be slightly terrifying to some! Not […]

Five Factors that affect the Sale of Any Home

access_timeSeptember 26, 2022personThierry Roche

There are four of the five factors which affect the sale of any home – which owners can actually control. Those are price, condition, terms and the agent you select. The one thing you definitely cannot control is the location of the home – but you do of course have the ability to adjust the […]

Indecisive? That Might Be An Expensive Decision

access_timeAugust 22, 2022personThierry Roche

There are so many things going on – every single day – all around each and every one of us. Just think, a global pandemic, supply chain issues, highest inflation in 40 years, the economic effects of a war in Ukraine, it can be overwhelming to think about when the right time is to buy […]

The “Up” To An “Up” Market

access_timeAugust 5, 2022personThierry Roche

Been thinking of downsizing? This actually could be a good time to put those thoughts into gear. Especially right now, selling and buying a lower priced home in an “Up” market can be to your advantage. See, the advantage is to maximize the sales price on your existing home and replace it with a less expensive […]

What Should You Ask A Mover?

access_timeJuly 18, 2022personThierry Roche

Ever moved and wished you had done a little more research on the moving company you selected? I think we’ve all had that experience. Here are some questions you should ask your mover, to make you feel more comfortable in making the right decision. Fees What is the charge for packing? Does it include boxes? […]

A Realtor Just Might Have The “Skills” You Need

access_timeMay 27, 2022personThierry Roche

Having the right person “champion” for your real estate cause is extremely important in today’s market. After all, there are only 1.7 months supply of inventory compared to 6 months in a balanced market, and the average home is getting 4.8 offers per sale. You see, in the Middle Ages, it was a custom to […]

Homeowner: Will You Face Higher Mortgage Payments?

access_timeMay 21, 2022personThierry Roche

If you’re currently a homeowner, you might be feeling quite good that you purchased your home before the market got crazy with higher prices and interest rates. But, there is a possibility that your days of basking in glory are coming to a close. You might be facing higher mortgage payments for next year. Most […]

The Three M’s of Homeownership

access_timeMay 12, 2022personThierry Roche

A home is a very valuable asset. It must be maintained so that they function properly, are safe and enjoyable, and hold their value. Attention to maintenance, minimizing expenses and managing debt & risk are all key to helping you protect your investment. Maintenance Think about a car – it’s interesting that people normally understand […]

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