When buying a home, we all have to factor into our escrow or monthly payments the extra amount that goes to the insurance company. Most of us probably won’t use the policy while we are living in our homes but we can’t take the chance that we could pay out of pocket for such a […]
Your dog, often referred to as man’s best friend, enjoys the benefits of living in your home outside the norm of providing food, shelter, a place to play and a comfortable place to live. As a result, you expect your dog to give you companionship and even protection. Even small dogs provide protection through their […]
Having low mortgage interest rates can be a drawback if the total interest and property taxes paid are below the amount paid for a standard deduction. If you plan a little you may be able to improve your situation at least every other year. Anyone that keeps tabs on their taxes knows that you can […]
Everyone knows that if you pre-pay your mortgage you can save a lot of money in interest and you will also build equity faster. Even though mortgage rates are low right now, they are still higher than what you can earn in a savings account. If you have a little extra money, then pre-paying your […]
This has been a hard week for residents of Fairfax, Vienna, Reston and all owners of Northern Virginia real estate.
Many of us are recovering from the damage and/or inconvenience of Hurricane Sandy. I hope that you, your family and friends have weathered the storm safely and that you have the support and resources to get “back to normal”. That’s what we are trying to do here at the Roche household. For more local information from Fairfax County government on Hurricane Sandy recovery, visit the Fairfax County Emergency Information blog.
We don’t like to think of the possibility of having to file a homeowner’s insurance claim for a loss on our Northern Virginia real estate, but it’s still good to have the best financial plan in place to be prepared. One way to control our insurance costs and risk is through the deductible.
