Are you safe at home?

Everyone wants to feel safe and secure in their home. It is the only place you can truly be you. But we can take our feeling of safety for granted and we do need to remain vigilant about not compromising our safety. Below are some tips to help stay safe. An inviting home invites everyone […]



Mortgage Among Friends & Family

Any lender and any borrower can agree on a set of rates and terms, but the IRS does have certain rules that control this type of transaction specifically when the parties are friends or family. Some of the applicable rules are that the loan must be done in a business-like manner as a written note […]


Down Payment Problem – Are You Sure?

Each year the National Association of Realtors publishes the Home Buyers and Sellers Generational Trends Report. In their latest report, they state that although Millennials are becoming the largest home buying group (34%) they are facing the difficulties of rising rents, rising home prices, student loan debt and flat wages. Today’s would-be buyers feel they […]


Need a CLUE?

It has nothing to do with the table game where you search for a murderer, but you need to get a CLUE report. This report details the insurance claims submitted on your home and car over the past five to seven years. C.L.U.E stands for Comprehensive Loss Underwriting Exchange. CLUE is a database used by […]


Tailored Customer Service

As a business, if you expect to have repeat customers and get recommendations to friends, you must treat customers fair. Nordstrom’s customers understand that their salespeople are employees and represent the company as a whole. In some industries, like real estate, the customer service line is not as clear. An Agency is a legal relationship […]


CPR hands only

CPR hands only or CPR using only your hands can save lives. “Almost 90 percent of people who have an out-of-hospital cardiac arrest die” says The American Heart Association. But by performing CPR hands only within the first few minutes of a cardiac arrest event, you can double or triple a person’s survival chances. A […]


Be Tall Enough

Remember when you were a young child, at an amusement park waiting in line to ride a most exciting ride and then you see the sign “you must be this tall to ride” and find out you don’t measure up? The disappointment and embarrassment you felt helped you decide that you didn’t want that to […]


Would-be Buyers with Student Loan Debt

According to the National Association of Realtor’s Aspiring Home Buyers 2017 profile, 59 percent of non-homeowners do not feel comfortable taking on a mortgage when they have student loan debt. Estimates claim that today’s college graduates average around $37,172 in student debt and that 39 percent of non-owners have student loan debt. Major player, Fannie […]