Mailbox Money!

So you are planning for retirement and you go to the Official Social Security Website to use their Retirement Estimator which calculates your benefits based on what you have paid into the system. But you discover that you will not have enough Social Security income to cover your retirement living expenses. How would you like […]


Live the American Dream

Because of historically low mortgage rates, consumers today are realizing their vision of living the American Dream by owning a home. Today’s homebuyers can get lower mortgage rates than their parents or even grandparents did on their first home. FNMA recently conducted a housing survey about consumer’s thoughts on today’s market. The results were that […]



How much do you want to pay?

A higher house payment doesn’t mean your home is more valuable. It means that you got a mortgage loan rate higher than it has to be. If you are looking to lower your monthly mortgage payment then an adjustable rate mortgage can do that for you only factor to consider is how long are you […]


Did you do one of these?

When we are young and just starting our lives we often think of ourselves as being “bullet-proof” and we say “I have the rest of my life to do that!” But what happens if the rest of your life ends tomorrow? We are not guaranteed to live “forever” nor can we say we will live […]


The Clock is Ticking!

Procrastination! We all do it. Especially when it comes to buying big ticket items such as cars and homes. If you have been thinking of buying a home, it might be time to put aside the hesitation and jump into a purchase especially with what’s coming in the future. All the data I have been […]


Is Renting in Your Future?

We all learn to ride our first bicycles using training wheels. They assist us with keeping the bicycle straight until we learn to balance. Once those training wheels are taken off, we usually don’t put them back on again. Using this concept, once you have owned a home it may seem strange to revert to […]


Are you an empty nester?

Is your house feeling a little large these days? Is your lifestyle changing from what the old routine? If you have spent most of your life raising kids and they have flown the coup to start their new lives then you know what I mean. If your existing home just doesn’t seem to fit anymore […]