Are you an empty nester?

Current statistics put about 12.5 percent of the population over the age of 65. With a good amount of these “empty nesters” they might not need all the space of a larger home. Making a case for downsizing to a smaller home. With downsizing, you are saving money and maybe clearing out life’s unnecessary clutter. […]


How enticing is zero percent interest?

As consumers, we are always looking for the latest deal. We are often lured by the zero percent financing gimmicks thrown out there by car salesman and retail stores. At zero percent, it doesn’t cost you anything to use their money. But mortgage rates do not offer zero percent. With the average 30-year mortgage rate […]



How ICE can save your life

Ok. This ICE isn’t that what you put in a drink glass, or what we get when it is cold and rains, or maybe what you use to reduce swelling on your injuries. This ICE is for your cell phone, and it could save your life It’s simple. Emergency response personnel have been advising us […]



Is rental real estate right for me?

Two main benefits to owning rental real estate is gaining appreciation on your investment and the tax savings to you at the end of the year. But what if we didn’t consider these benefits, would owning rental real estate still be a good idea? Let’s look over a couple of other conservative measurements. Knowing about […]




Year-end To-Do’s

Most homeowners pay an increased monthly mortgage payment because they are adding money into their escrow accounts. By doing this, you expect that your lender will pay them on time, in the year they are due. Once paid, you can then deduct them from your taxes. The IRS stipulates that deductions can only be taken […]