We’re not talking about your “arm” – we’re talking about an adjustable-rate-mortgage. See, an adjustable-rate mortgages just simply is not the right choice for many homeowners – especially if they plan to own the home for a long time. As a stat, less than 3% of buyers choose an adjustable-rate mortgage according to NAR’s 2021 […]
It isn’t much of a secret that home appreciation has quite dramatically increased over the past two years. With that increase, most homeowners have equity. Quite often, a common way to release part of that equity is a cash-out refinance, however not all homeowners are currently eligible. First off – what is it? A cash-out […]
Well you contacted a mortgage company, did your homework and now you believe you are pre-approved. Since you finished that part of the process, you can concentrate your efforts on finding a home and moving…or can you? Please be aware that pre-qualified and pre-approved mean two different things. Unfortunately, some people, including business people use […]
Lenders are a dime a dozen. Making a Lender selection can be a bit daunting. You want someone who will understand your needs as a buyer and present you with the best loan product. Being able to sit in front of someone and have face-to-face contact is a huge advantage. It’s hard to con someone […]
