Credit life insurance is a specialized type of insurance designed to provide financial protection for borrowers and their families in the event of the borrower’s untimely death. This insurance is often associated with loans, including mortgages, and is specifically tied to the outstanding balance of the loan. In the case of a home purchase, credit […]
Category Archives: Real Estate Agent
Rapid Rescoring Really Can Make A Difference
Just think of this scenario – you’re on the verge of securing a mortgage, and a slightly higher credit score could mean a lower interest rate. Want some good news? There’s a quicker way to make that possibility a reality. Mortgage loans are often more time-sensitive than other loans. If you find yourself in a […]
Purchasing A Home In The Current Market Is A Smart Move
Don’t let today’s real estate market scare you. If you are in a financially stable position, now might be the perfect time to embark on your homeownership journey. Buying a home today offers several advantages, including the opportunity to build equity and stabilize your housing costs in the face of rising expenses. Explore the reasons […]
Go From Stress To Success With Your Home Move
A real estate transaction often involves substantial financial investments and emotional considerations which can all lead to stress. To streamline this process, adopt these effective strategies that promote a smoother journey. You’ll want to begin by clearly outlining your primary motivations for either buying or selling a property. By eliminating distractions and maintaining a focused […]
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A Little Info On Closing Costs
Closing costs – we’re pretty sure you’ve probably heard that term at one point or another. There are fees and expenses associated with mortgages that must be paid by the closing date for closing costs, and pre-paid items, in addition to the down payment. These amounts can vary according to the type of loan, mortgage […]
New Perspectives On Today’s Housing Market
There wasn’t anything at all “normal” about the housing market in 2021 and in part of 2022. Mortgage rates were at an all-time low, and there’s a great possibility we will never reach those levels again! Double-digit appreciation drove prices to new heights. Low inventories fueled by high buyer demand made multiple offers a normal […]
Some Info On Backup Offers
Real estate isn’t the only profession where there are tools and techniques available to help with particular situations. Really, any profession has those tools and techniques. For real estate professionals, one of those is the backup offer. In situations where multiple offers may arise, the seller can accept any offer for whatever reasons are important […]
When Should You Lock In That Mortgage Rate?
Market conditions are a big reason as to why you should lock your interest rate. Quite simple – locking that interest rate will protect you from increases due to market conditions. If you lock your interest rate early, it can safeguard your budgeted payment. Here’s how it works – if you lock the rate, and […]