Category Archives: Property Investment

Investment Alternatives to the Stock Market

investment alternatives to the stock market

The Wall Street Journal reported recently that investors have rarely been this flush with cash. According to Refinitv Lipper, the economic uncertainty due to the pandemic and the volatility of the stock market has caused assets in money-market funds to increase to approximately $4.6 trillion, the highest level on record. If you are one of […]

Do you have the look? But not the type?

do you have the look?

The determining factor for what type of property you have is not in how it looks but rather in your intent for use. Based on your intentions, a property you own can be a principal residence, an income property, an investment property or a dealer property. Let’s look at the definition of each. Principal Residence […]

Rental Property and House-Hacking

rental property and house hacking

If you are thinking about getting into the landlord business, beginning early is an advantage. A term called house-hacking refers to buying a multifamily property with an owner-occupied mortgage. You then live in one of the units while you rent the other units out to other people. Beginning early means you get a longer time […]

Are you ready to retire?

You would be shocked to hear just how many people have spent more time on vacation planning or mobile phone purchases than they have on planning for retirement. These same people are probably expecting that Social Security will support them through their golden years. It can be assumed that a single person who has paid […]

Reasons to buy into the rental market

Some characteristics to owning a single-family home are not available through standard investment types. Single-family homes give an investor the opportunity to borrow large loan-to-value amounts with fixed rates for long terms on assets that keep appreciating. They also offer tax advantages and a reasonable amount of control. On most residential units up to four […]

Are you ready to Retire?

Isn’t it surprising that most people spend more time picking out a cell phone or planning a vacation than they do planning to retire. In a hypothetical situation where you are retiring in 15 years and are given $35K to invest, do you know where you might have the best rate of return (ROI)? You […]

A disappearing opportunity

Over the last several years during the real estate recession, some homeowners who couldn’t sell their home decided to rent it instead. You may be one of these people. Now that the real estate market has turned around in most areas, that same home may now sell and bring a higher price. With all forecasts […]

Take advantage of a lower tax rate

During an election season, candidates are often criticized for making a higher income but in turn paying less in income tax. Although this may appear to be unfair, taxpayers are allowed the option to arrange their affairs so they can lessen the amount of taxes they pay. The salaries, wages and commissions we make, as […]