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Category Archives: Home Buyers

Buydowns: You Really Should Negotiate

access_timeFebruary 3, 2023personThierry Roche

Things have definitely changed in the past year. If you’re a prospective homebuyer, you have absolutely seen those changes firsthand. Most notably, mortgage rates have more than doubled which has created an affordability gap that has taken approximately 15 million buyers out of the market. Yes, inventories all growing – however that isn’t due to […]

When You’re Ready To Get Back In The Game…

access_timeJanuary 30, 2023personThierry Roche

Football season is pretty similar to buying a home – you just might be on the sidelines. And, if you are in fact on the sidelines to buy a home, there are things you can do to be ready when you do get back in the game. Improve your credit score. Improving your credit score […]

Let’s Shake On It – Negotiations

access_timeJanuary 20, 2023personThierry Roche

So many negotiations take place during a real estate transaction. The seller wants the most for their home and the buyer wants to pay the least possible. Starting in the very beginning of the homebuying process, there are well-defined positions between those two principals. And, if you happen to be in a multi-offer situation, it just […]

High Inflation – Don’t Let It Discourage You From Buying A Home

access_timeDecember 28, 2022personThierry Roche

Your home is a tangible asset, which consistently becomes more valuable over time. During times where inflation is significantly high, a home is a good investment and is a hedge against inflation. Why? The interest earned in savings is almost always less than inflation. Borrowing money, in other words, a loan, can be a great […]

Building The Right Home Buying Team For You

access_timeNovember 22, 2022personThierry Roche

Been thinking of buying a home? You’ll want the right team. You see, there are a lot of professionals involved in the homebuying process. And when these people can function as a team, the buyer is much more likely to end up where they want to be…in their new home. The lender is an integral […]

Will Mortgage Rates Really Actually Ever Come Down?

access_timeNovember 1, 2022personThierry Roche

If you’ve thought about waiting until mortgage rates come down until your buy a home, you might not be making the best decision. Here’s a reason – if you are correct, and the rates do come down by two percent, the savings you benefit from a lower rate will most likely be devoured by the […]

Thoughts On The Market Turning

access_timeOctober 14, 2022personThierry Roche

This topic makes me think of a record. Remember back in the day, watching records spin while you listened to your favorite music? The housing market, especially when it comes to affordability, almost makes me think of those spinning records. A question many of us are asked as realtors is “when is the market going […]

Home Affordability Through Buydown

access_timeOctober 8, 2022personThierry Roche

“It’s a fact that many households are impacted by higher mortgage rates as they no longer earn the qualifying income for the median-priced home.” Nadia Evangelou, NAR Economist. What this means is that the rapid rise in mortgage rates during 2022 is coupled with continued appreciation of home prices. This has limited the number of […]

Indecisive? That Might Be An Expensive Decision

access_timeAugust 22, 2022personThierry Roche

There are so many things going on – every single day – all around each and every one of us. Just think, a global pandemic, supply chain issues, highest inflation in 40 years, the economic effects of a war in Ukraine, it can be overwhelming to think about when the right time is to buy […]

What Should You Ask A Mover?

access_timeJuly 18, 2022personThierry Roche

Ever moved and wished you had done a little more research on the moving company you selected? I think we’ve all had that experience. Here are some questions you should ask your mover, to make you feel more comfortable in making the right decision. Fees What is the charge for packing? Does it include boxes? […]

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