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Category Archives: First Time Home Buyers

Update: COVID-19 home showing procedures

covid-19 showing procedures

These are unsettling times and buyers and sellers have a concern about keeping virus-free and staying healthy like the rest of us. To keep everyone safe, these new showing procedures should be considered before walking into a home. Agents are reporting that they are selling homes where the buyers have not physically been in the […]


Mortgage Shopping for Better Rates

mortgage shopping for better rates

Lower rates on mortgage loans not only help you amortize your loan faster you will also have a lower monthly payment. A $250,000 mortgage at 4.5% for 30 years will have a $1,266.71 combined monthly payment.  At 4%, the same loan will have $1,193.54 combined monthly payment saving you $73.18 a month and at the […]


Do you have the look? But not the type?

do you have the look?

The determining factor for what type of property you have is not in how it looks but rather in your intent for use. Based on your intentions, a property you own can be a principal residence, an income property, an investment property or a dealer property. Let’s look at the definition of each. Principal Residence […]



An Alternative Down Payment Source

an alternate down payment source

If you invest in or have a company-sponsored 401k, 403b or have a life insurance policy, you may know that you can borrow funds against these sources. Alternatively, you cannot borrow against the funds in a traditional or Roth IRA without incurring a 10 percent penalty before 59 ½ unless you use it for one […]






A Good Time to Buy a Home

a good time to buy a home

Realtors® always seem to think that right now is a good time to buy and they usually have good reasons why. But being a good time to buy doesn’t just rely on market conditions, loan rates or economic factors. It has more to do with individuals than anything else. Here are four factors to consider. […]