You might be faced with a difficult decision right now – should you hold off on purchasing a home as you hope for a favorable shift in the market? With insurance, property taxes, and maintenance costs on the rise, it’s understandable why some are hesitant to take the plunge. However, the reality is that these […]
You may or may not be aware of the upcoming changes in real estate transactions. Those changes are imminent following the resolution of significant class action lawsuits involving sellers and the National Association of REALTORS® along with numerous leading real estate firms nationwide. These changes will have implications for sellers, buyers, and agents alike. There […]
The American Dream – owning a home represents far more than just having a place to live—it embodies values, aspirations, and a sense of security. Here’s why homeownership is widely regarded as a key component of the American dream: Stability and Roots: Owning a home provides a sense of stability and roots in a community. […]
A gorgeous neighborhood with nothing short of beautifully manicured lawns throughout? Of course, some homeowners love the thought of working on their yards, but others do not share the same enthusiasm. If you’ve ever contemplated the idea of installing artificial turf, also known as fake grass, as a part of your landscape, it’s essential to […]
Before you dive into renovation projects, it’s important to understand which upgrades are likely to boost your home’s value and which ones may not yield a significant return on investment. While certain improvements can enhance your home’s appeal and attract potential buyers, others may fall short of expectations. It’s so important to explore examples of […]
The average sale price of homes has appreciated at a rate of 5.56% annually over the last 60 years, according to the Federal Reserve Economic Data. During that same period, rent has increased at a rate of 3.88% annually which presents quite the compelling argument in favor of homeownership. Once you sit down and study […]
If you’re a baby boomer, you’re gracefully riding the waves of aging. You’re also setting new trends in the housing market, as you have “given birth” if you will to a new housing trend which experts are calling the “Silver Tsunami”. This isn’t about changing an address – it’s about a lifestyle transformation which is […]
There can be so many reasons as to why homeowners aspire to have their home paid for. Some of those reasons can include no mortgage payments, financial security, debt reduction, to lower expenses, retirement planning, financial freedom, legacy planning, no risk of foreclosure and reduced stress. And, believe it or not, there are more. Every […]
House-hacking refers to buying a multifamily property on an owner-occupied mortgage, living in one unit and renting the others. If you’re thinking about becoming a rental mogul, starting early is an advantage. Not only will you have longer to accumulate a larger portfolio, but you can also increase the leverage on the first owner-occupied acquisitions. Leverage is […]
Credit life insurance is a specialized type of insurance designed to provide financial protection for borrowers and their families in the event of the borrower’s untimely death. This insurance is often associated with loans, including mortgages, and is specifically tied to the outstanding balance of the loan. In the case of a home purchase, credit […]
