Category Archives: Home Buyer Tips


An Alternative Down Payment Source

an alternate down payment source

If you invest in or have a company-sponsored 401k, 403b or have a life insurance policy, you may know that you can borrow funds against these sources. Alternatively, you cannot borrow against the funds in a traditional or Roth IRA without incurring a 10 percent penalty before 59 ½ unless you use it for one […]





A Good Time to Buy a Home

a good time to buy a home

Realtors® always seem to think that right now is a good time to buy and they usually have good reasons why. But being a good time to buy doesn’t just rely on market conditions, loan rates or economic factors. It has more to do with individuals than anything else. Here are four factors to consider. […]


Making Your Best Investment

On occasion, buyers who are prepared and qualify to buy a home decide to take a step back and wait to commit to the purchase of a home. When their focus moves from buying a home, they start considering using their down payment money for other things. They begin to think about other large purchases […]


Gallup Poll Says Real Estate Still the Best

In a recent annual Gallup poll that started in 2002, 35 percent of the respondents said real estate was the best long-term investment option compared to 27 percent who choose stocks. Although the top choices were real estate, stocks, savings accounts and buying gold, respondents had the most confidence in homes as investments. Even with […]


Buy Again, It’s Time

If you experienced the distressed sale of a home but now you have your credit and finances back in order, you  may still be asking the question “How long do I have to wait to qualify for another mortgage.” Based on when you experienced your distressed sale, the length of time will differ. Each different […]


A Home Warranty Can Save Money

We are past April 15th, tax filing day. You already know what your expenses were for last year. Unfortunately, the money spent on home repairs is not deductible. But if you are aware of how much you spent, it could help you make decisions that will save you money this year. Buyers are often provided […]